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Profit seeking hospitals are charging patients around $10 billion more a year in over payments. Much like your cell phone bill one might think that some hospitals deliberately try to keep bills difficult to read. Even though it can be an exhausting task knowing what to look for can help you reduce your bill. Hospitals Continue Reading…

All too often when a family has no insurance they will postpone medical care especially preventative care. When they do go to the hospital the industry practice is to charge uninsured patients the highest fees. In many cases working parents are paying a lot more for their dependent coverage, and some have dropped their children Continue Reading…

As with individual health insurance we believe you can find the best group health care insurance through an ethical licensed independent agent with no captive loyalty to any one insurance provider. A captive agent representative working for a single major provider has no incentive to show you a better plan. Our agents have no allegiance Continue Reading…

Health Care Today Unfortunately, today we are in very trying times with some census bureau estimates over 40 million Americans are without healthcare coverage today. Where the Clinton Administration leaned towards socialized medicine, the Bush administration acknowledges the same crisis, but is calling for demand accountability and responsibility from insurance carriers, allowing access to doctors Continue Reading…

CI is term life insurance with an accelerated benefit that pays if the insured is diagnosed with a covered condition. Critical Cash (Policy form LP9342): Minimum death benefit is $20,000. Policies are issued for ages 18-65. Lump sum cash benefit paid upon death or the diagnosis of any 14 covered conditions, including heart attack, stroke Continue Reading…